As students get ready for a new term at university, they have more to think about this year than just their studies.

For many, the rising cost of living is taking a major toll on their already stretched finances.

Worried students have spoken of not using the hot water tap, avoiding switching on lights and taking on one – or even two – part-time jobs to supplement their income.

Zoe Jones, a second-year student at Cardiff University, said: “It’s making that decision between eating and your social life, which is a massive part of your university experience.”

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